The FCA compliance partner you've been looking for

At The Compliance Guys, we don’t just tick boxes we build trust. With fast responses, clear guidance and a focus on quality, we make compliance straightforward, reliable and built to last.

2000+

Successful FCA applications

79.5%

Higher approval rate than the FCA average

750

Ongoing clients

What makes us different

Partner for business growth

We turn compliance from a burden into a strategic advantage. By aligning our expertise with your business goals, we help build a stronger, more resilient company – trusted by regulators, respected by customers, and ready for the future.

No jargon, no judgement

Experts will often try to baffle you to justify their costs and this can make regulation scary. We avoid this nonsense. We speak your language, focus on your needs and never judge your knowledge or situation.

Leaders in FCA authorisation

When it comes to FCA authorisation, experience matters. We handle over 20% of all Limited Permission applications and a significant share of Full Permission applications.

Fast, responsive support

Think of us as an extension of your team – ready to act quickly when it matters most. We respond without delay, move fast to resolve issues, and stay fully invested in your long-term success.

What can I say

What can I say, these guys have been amazing. The whole process of attaining FCA authorisation has been so drawn out and complicated, there is no way that I would ever achieved it without the expert help of Shaun initially and then Jade. First class service, always there to help and have always responded very quickly and professionally to every question and query, ensuring I got through the process successfully. Thank you!

Mike Defraine

Outstanding Service & Expertise

The full team at The Compliance Guys have been absolutely outstanding in supporting our business growth and navigating the complexities of managing a high performing AR model. Julie in particular has been absolutely fundamental to our continued business success – she is a true expert and a joy to work with!

Daniel

I don't have enough words to praise this company

I don’t have enough words to praise this company. Running a business can be tough but not when you have the compliance guys on board. They have helped with several aspects of our businesses and are always on hand to offer support and further assistance. A big thank you to Jon, who has visited us on a couple of occasions and nothing has ever been too much trouble and he is always just a phone call away. Highly recommend! They have removed a lot of stress and made business life a dream

Faye Parsons

Absolutely brilliant dealing with Jade

Absolutely brilliant dealing with Jade. I found her very professional. She made the process of getting my FCA Accreditation very straightforward, going through every step, leaving nothing to chance. Without doubt I would not have got it without her help and patience.

Dave Smith

Excellent service received by Jonnie

Jonnie at The Compliance Guys assisted with our FCA application and documents and helpfully guided us through the process. Her help was invaluable and much appreciated. Jonnie answered all questions asked by FCA. We would highly recommend The Compliance Guys and would use their services again and again. Thank you

car-o-fair

Exceptional support and mentoring

Timely, comprehensive and friendly support throughout the FCA authorisation process. TCG coaching, supporting documentation production, auditing and ongoing advice has been exceptional. We have experienced a frictionless and expeditious route to authorisation as a direct result of partnering with TCG. Particular thanks to Jade Kelly, without whose clear, jargon free, friendly and bespoke mentoring we would have been unable to navigate the auth process effectively and to Joel Knight for his assistance in navigating and leveraging the Klassify CRM system to best support our needs.

Martin

Amazing company

Amazing company! Couldn’t recommend Jade and the team more. So efficient and knowledgable, nothing is too much trouble. They make dealing with compliance an absolute breeze somehow! Thank you

Annabel Walker

Sectors we work with

Mortgage

From strategy to ongoing support, we’ve got your compliance covered.

Consumer Credit

New to credit or running an established business? Our tailored solutions help you operate with confidence and integrity.

Claims Management

From FCA applications to ongoing oversight, our experts are here when you need them.

Dental & Cosmetic

Stay ahead of regulatory requirements and provide financial options with confidence.

Healthcare

Finance regulations are complex – we make compliance simple while keeping finance accessible for your patients.

Veterinary

Offer finance without the stress. We’ll keep you compliant every step of the way.

Motor Trade

We know how time consuming the FCA authorisation process can be, so find out how we can help your business stay compliant and thrive.

Funeral Plans

FCA regulations are designed to protect customers and enhance industry standards. Find out how we can help you meet the FCA requirements with confidence.

Trade & Home Improvement

New to finance or need compliance help? Our expert support is tailored to your industry.

Retail

Increase sales and improve customer satisfaction by making purchases more accessible.

You've got questions.
We've got answers.

Do you have to be authorised by the FCA to offer finance?

In almost all cases, yes. The most common exclusions are if you are offering less than 12 payments over less than 12 months and charge no interest or if you are only selling to limited companies. You can contact us for a no obligation chat about what permission you need and what it would cost.

How long will it take for my licence to be authorised?

The FCA state that for a standard Limited Permission application it can take up to six months once they deem it complete and up to 12 months in total. Our current processing time is an average well within six months but this is influenced by the accuracy of the information you provide to us, how well you engage in the process and how straightforward your case is for the FCA to assess.

Can you guarantee I will get accepted by the FCA?

Before we take on any client, we discuss your eligibility and satisfy ourselves that you qualify for authorisation. It is however the FCA’s decision to approve you or not and so if you omit to notify us any information that could harm your application we cannot be liable for that. We often advise potential clients to not to proceed as our expert experience knows they would be rejected, we’d rather you keep your money and be honest.

When my licence is approved, how long before I can start to facilitate finance?

Immediately, though it may take around 24 Hours to show on the FCA Register.

Once I’m authorised, who do I use to offer finance on my goods?

You are free to use whoever you wish but at The Compliance Guys Ltd we have established, unburdened relationships with Lenders and Brokers who are specialists in the sector you are working in and we will gladly put you in contact with these…not only that, but while you’re waiting for authorisation you get FREE access to our compliance CRM and use of our Test Drive APP!!

Do I have to pay an annual fee or do anything going forward?

Yes, the FCA charge an small annual fee, ask you to report to their Gabriel system and confirm your firms details annually. At The Compliance Guys Ltd we can set up a monthly Direct Debit for us to take full control of these so you never have to worry – or get fined! The Compliance Guys Ltd offer on going monthly compliance packages starting from just £59 + VAT per month.

Can FCA authorisation expire?

Your FCA Authorisation can’t expire, but it can be revoked!! if you fail to pay your ongoing fee’s and file your reports then this will happen… but hey!! That’s why you’ll get us to do it for you.