Funeral Plans
Stay compliant while supporting vulnerable customers
Why the funeral industry is now regulated by the FCA
The funeral plan industry now falls under FCA oversight to protect customers, especially those at their most vulnerable moments.
This regulation ensures that all providers offer transparent, trustworthy services that meet the highest standards of care and fairness.
Two routes to compliance
Funeral plan providers can operate under one of two regulatory models:
Full FCA Authorisation – operate independently with full responsibility for compliance.
Appointed Representative (AR) – operate under a principal firm that takes on compliance oversight.
We support both routes and can help you decide which approach suits your business best.
Comprehensive support for Appointed Representatives
If you choose to become an Appointed Representative, The Compliance Guys can act as your principal firm, giving you the ability to focus on delivering quality funeral plans while we manage the regulatory side.
We’ll provide full oversight and ongoing support to make compliance simple and stress-free.
Compliance that builds trust and security
FCA regulations were introduced to make sure customers receive the services they’ve paid for, and to build greater confidence in the funeral plan industry.
We believe compliance isn’t just a legal necessity, it’s key to upholding the care, reliability, and compassion that define your business.
How we can help you
FCA Authorisation & Applications
As an FCA authorised firm ourselves, we oversee AR’s, handling compliance obligations on their behalf.
Ongoing Compliance Management
The Compliance Guys can help to provide continuous regulatory support to help keep businesses aligned with the evolving FCA rules.
Appointed Representative (AR) Support
Keep your team up to date with compliance training that has been specifically tailored to your own business needs.
Consumer Duty and Vulnerability Protections
We can help providers to implement fair treatment strategies for their customers, particularly those in vulnerable situations.
Marketing and Sales Compliance
We help to ensure funeral plans are promoted transparently, fairly and in line with FCA regulations to help maintain trust with your customers.
We offer compliance without the complexity by helping funeral plan providers remain trusted, ethical, and fully compliant.
Get in touch, it's free to chat...
Give us a call on 01792 926 040 or fill out the form and one of the team will be in touch.
Alternatively, feel free to connect with us on LinkedIn.
